Opay

4.1
4.1 from 116 Reviews and Ratings
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Average Rating

4.1

/
5

116 Reviews

5 Star
42%
4 Star
37%
3 Star
10%
2 Star
6%
1 Star
4%

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Review Time

No stress

I opened a Opay account with my Phone number/NIN, and they gave me my ATM card in 3 days. No problem at all.

5
Date of experience: Jul 30, 2025
Not Responding Wait or Close

Opay network is bad today and is unlike them, I opened my opay app and is showing not responding please wait or close, is sha disturbing what I want to do. I hope the will fix the issue fast so I can continue to enjoy their services

3
Date of experience: Jul 30, 2025
Not Responding Wait or Close
Opay referral program really pays

I never believe that opay referral do pay until I tried it yesterday... I helped a friend create an account with my link after he made his first transaction I was credited for referring him.

4
Date of experience: Jul 29, 2025
Best of all

There is only one thing I trust most fast and reliable OPay is fast and reliable when making transactions and helpful and right now OPay is my main app

4
Date of experience: Jul 29, 2025
I can't subscribe online with my opay verve card

Opay being one of the famous digital bank in Nigeria has gained so much ground. But I don't understand why they mostly give out verve cards instead of master cards. I have a verve card and I have been trying since yesterday to subscribe my showmax so that I will be able to watch Big brother Naija but it did not go through.

3
Date of experience: Jul 28, 2025
Opay doesn't show transactions alert regularly again

Opay has been my go to online digital banking and it is the bank I use for my business. It is a good bank no doubt but I don't know what happened since last month, I have not been getting alert like I used to. At times I might even get the alert of transaction I make today in a day or two days after. Do I have to always log in to my app but I will know I'm credited? Opay Management needs to work on that please.

3
Date of experience: Jul 27, 2025
Opay doesn't show transactions alert regularly again
Oluwakemisola Promise
OPay is so easy to adapt to!

Honestly, I love using the Opay app. It’s super fast, easy to navigate, and makes sending money or paying bills stress-free. I like that transactions go through almost instantly, and I’ve had little to no issues using it. Definitely one of my favorite banking apps right now.

4
Date of experience: Jul 29, 2025
I rely alot on my opay app for prompt transactions.

Opay is the best mobile banking network I have ever used so far. I create account for customers so easily and fast and it is network friendly. I hardly get any network issues while I use my Opay app. Transfers with my Opay are always fast and I always tell my customers in clear words "I used opay to make the transfer so it will come, it showed successful so it can't reverse to me".

4
Date of experience: Jul 29, 2025
Experience with Opay

Opay has been a very reliable banking app have used so far,it saves me from the stress of debit without credit,the fact that they give heads up about network issue of banks and other services is topnotch..I remember last week thursday I wanted to make transaction to a bank during the process of transferring it notify me about the other bank network and saves me from the headache of me sending and the receiver not being credited.I enjoy their services and the app work perfectly anytime I login to the app.

5
Date of experience: Jul 24, 2025
Best online banking

I have been using opay for 2 years now and I can bodly say opay it has helped a lot of time.
There was a time I spoke with their customer service cos I transferred money to someone and the person said she didn't receive the money and immediately I reached out to customer service,I was so happy because they responded to me immediately and my money was refunded and I resent to that person.
They have responding customer service,best in transaction network and easy to set up app.

5
Date of experience: Jun 20, 2025

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