Review Time
I started using branch wen the company was still operating as a loan app alone... I really enjoying borrowing from them.. Their Interest is so low.. Now that they are also operating as an online bank. Have been using branch as my bank... I love branch
My experience with branch wasn’t good. Even though they gave me the loan fast, the interest was too high. When I couldn’t pay back on time, they started calling people on my contact list. It was very embarrassing. I don’t advise anyone to use it unless you’re sure you can pay on time.
The app is easy to use and I got my loan quickly. But the interest rate is a bit high, especially if you’re borrowing for a short time. Also, if you don’t pay on time, they might call your friends or family, which is really embarrassing. The app is okay, but be careful.
I have been using branch for a while and when I took a loan I repaid on time and on applying for another one it refused and told me to wait for 90 days and when I was done with the 90 days still it refused. I have spoken couple of times to the customer care on the app and i have not received any helpful solution. All o get was "you have to wait". So for how long should i keep waiting???
I've been using branch since 2018, when I was in university, it funded slightly my studies; buying some school stuffs and more so. Now it's 2025 still in use, it has done a great change in my job. Easy to apply a loan, fast processing and wide range of payment days. Would give it 6 stars if possible.
Branch has been one of the loan app I have loved so much but today I'm disappointed because of the message I received from you guys. I'm suppose to pay a loan on 2 July 2024 but I have 500+ on my account as at 1 July 2024 in the midnight, the 500 was taking out of my account for the loan I'm suppose to pay in the morning
When I saw the debit alert I was like what is wrong with this people do they think I won't pay my loan when due and when I woke up i made a transfer of 7000 into my account and I paid for the remaining balance
Ever since then I have been receiving a lot of messages that my loan is overdue that I should pay and l've seen people complaining about this thing please check your account and stop sending me messages that I should pay for what I have already paid for, stop sending me message I repeat I have a very good credit record thanks
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