I have been using opay for 2 years now and I can bodly say opay it has helped a lot of time.
There was a time I spoke with their customer service cos I transferred money to someone and the person said she didn't receive the money and immediately I reached out to customer service,I was so happy because they responded to me immediately and my money was refunded and I resent to that person.
They have responding customer service,best in transaction network and easy to set up app.