United Bank for Africa

2.7
2.7 from 40 Reviews and Ratings
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Average Rating

2.7

/
5

40 Reviews

5 Star
10%
4 Star
20%
3 Star
25%
2 Star
23%
1 Star
23%

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Review and advice

I have banked with UBA for a while now, and I don't really have complaint only the delay in OTP for online banking which i hope they improve.

4
Date of experience: Jun 22, 2025
Cybersecurity threats

I bank with Uba but the issue is they aren’t reliable when it comes protecting customers money. I have been defrauded several times and Uba didn’t help.

They need to work on their cybersecurity issues

2
Date of experience: Sep 10, 2023
Transaction glitch

UBA bank has been a generational bank that has stood the test of time and bank merging challenge. Though sophisticated in his customer service and prompt responses to email whenever customers need to make enquiries, in spite of all this the bank still need to work on their staggering network issue with the mobile app transfers glitches.
I remembered early this year , i had an emergency appointment somewhere and i needed to buy fuel at a filling station . I made transfer via the mobile app, i was debited but my recipient was not credited neither was the money reverse i waited for like 3o mins not until i called my wife to help me transfer to their account . I became stranded that day. It took me 4 days before the money was reverse. This was a huge challenge for me . I had concluded to move all my my and close down the account but i remember how the customwr service i spoke to pacified me. In all they need to work on their mobile transfer network

1
Date of experience: Feb 13, 2025
Improve on your customer care service

Started using the bank like 3 years ago and I have had a good experience with them until recent time when I made a transfer, though I was debited but the recipient was not credited. I immediately contacted their customer but they were just tossing me around and I had to spend extra money on airtime that I burned in calling them, before it was reversed after one week
That particular experience made me feel embarrassed, cause I wanted to pay for goods purchased.

4
Date of experience: Sep 25, 2024
Satisfying experience, minor lag

UBA mode of service has been satisfying for me, I don't have any issues whatsoever with my account but I sometimes experience delay while using the mobile app

3
Date of experience: Jun 20, 2025
There is poor network

It's a very good bank and I love it. But there network is too poor especially when it is rainy. There transaction to another banks is poor and slow

2
Date of experience: Jul 08, 2025
Banking Made Better with UBA

I honestly don’t talk much about banks, but I have to say this UBA has been doing well. My experience with them so far has been smooth, professional, and satisfying. From customer care to transaction speed and ease of banking, it’s been impressive.

There’s still room to grow, of course, but I truly appreciate the consistency and effort they put into improving service delivery.

So, shoutout to UBA keep going higher. We see you. 👏🏽

5
Date of experience: Jul 03, 2025
My UBA Experience

UBA has been okay for me so far. Their customer service is helpful, and I hardly have issues with my account. But the mobile app can be slow or glitchy sometimes. Still, it’s a bank I trust for basic transactions and saving.

4
Date of experience: Jul 02, 2025
Alebiosu bosede christianah
Good

UBA network has been very sharp over time,no delay in transfer,I really do enjoy banking with them

5
Date of experience: Jun 18, 2025
Bank mobile needs to be worked on

Uba services is okay but the mobile app sometimes get stuck at most needed moment

5
Date of experience: Jul 01, 2025

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