Access Bank

2.6
2.6 from 31 Reviews and Ratings
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Average Rating

2.6

/
5

31 Reviews

5 Star
13%
4 Star
19%
3 Star
10%
2 Star
29%
1 Star
29%

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Unnecessary annoying removal of money

Somehow they told us we can't get our allowance in our currently being used bank , so it was mandatory they open a new account for us and somehow,they opened access bank for me .
During my NYSC in 2021 at iseyin camp,oyo state,they opened access bank for me during the 3 weeks camp,I came back to Akure to process my ATM card at their cathedral branch with much stress from the bank and throughout my service year I got my allowance there.. Although as money was coming in into my account,I didn't complain about their unnecessary charges removal until I finished NYSC,any money that entered the account, before the next morning,they have spoiled the money for me.
Infact the annoying aspect is that even when the there's no money in my account for like 3 weeks or month,I see -# naira so I had no choice than to stop using the account and open another account with another bank.
Am pretty sure my account will be dormant soon,I can't use bank that my money overnight is not safe.

2
Date of experience: Jan 10, 2025
App error

To be honest, the access more mobile app is okay.
But my problem is I can't manage my second access account on it. It's frustrating.
I'm having issues cancelling my scheduled transfer. I've been trying to do that for 4 months now. I don't have time to go to the bank. Since I scheduled the transfer via access more, I should be able to cancel it through it, but the app keeps shutting down every time I try to do so, it's exhausting to ask for a refund every week. please do something about it.

3
Date of experience: Mar 12, 2025
My bank mobile app only works with Wi-Fi

I have tried countless times, since I installed this bank mobile app to open it, it doesn't respond with mobile data, only if I connect to
WiFi. It is pretty frustrating. Am I the only one with the experience or ...... ?

2
Date of experience: Feb 07, 2024
Nike Balogun
Access Bank is truly reliable

I have been using Access Bank since 2017 during my NYSC, and their USSD transactions are very reliable,probably the most reliable I have used.In April, I sent some money to a customer. Although the transfer was successful at my end, she said she hadn’t received the alert yet. I told her to give it a few minutes. Just five minutes later, she called back to confirm that the alert had dropped.Access Bank has always proven dependable. I trust their service.

4
Date of experience: Apr 09, 2025
Good service

Based on my experiences, this bank is one of the best in the country with fast transactions and reliable customer services. Though, sometimes, they have left me stranded with network downtime without prior notice.

4
Date of experience: Jul 11, 2025
Access bank with network issues

I have been using Access bank since 2021 as salary account. I have not been able to use their ATM card ever since, it is one story or the other. March this year, i still went to get a card no master card and to activate the verve card that was available they were complaining of network issues.

Their app is not bad except when network is bad. Their charges are also not great for me.

I wish to still have an ATM card but going to their office gives me headache (crowd, network issues etc.).

2
Date of experience: Mar 10, 2025
Poor network system

Access bank network has been bad over the years. Their transaction has always been slow. If any transactions is been made on my account, it takes long to complete the transaction due to network issues and it is really frustrating.

2
Date of experience: Jan 21, 2025
Delay in resolving unsuccessful transactions issues

Access bank although has a user-friendly banking app, but sometimes when making transactions, it may come out with transaction not successful, while in the real sense it was successful, which sometimes I have made the mistake of repeating such transactions. And when this happens it takes a while for such issues to be resolved.

2
Date of experience: Feb 07, 2025
Opening of bank account

I visted Access bank Alagbaka today,the customer care service was very supportive and caring for the opening of bank account.

5
Date of experience: Jul 02, 2025
Reliability

The bank is reliable and their platforms are not too complex

4
Date of experience: May 06, 2025

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