I have been using Access bank since 2021 as salary account. I have not been able to use their ATM card ever since, it is one story or the other. March this year, i still went to get a card no master card and to activate the verve card that was available they were complaining of network issues.
Their app is not bad except when network is bad. Their charges are also not great for me.
I wish to still have an ATM card but going to their office gives me headache (crowd, network issues etc.).