Update: The eaZy mobile app by zenith is not as efficient and reliable as I thought. In less than a month of use, I have had two failed transactions and one of the failed transactions, later registered as successful about ten minutes later. after I already used another alternative method to pay for the same service that it initially showed me as failed. This makes it not reliable compared to other FinTechs. I am only lucky that the receiver reached out to me and refunded without stressing me out.