I totally unhappy and furious when my transfer of 90,000 from my Stanbic to palmpay failed and I was still debited and not refunded, as the money stuck was work money which stalled my job task for 9days but thanks to @Ethosreview for helping me push for a refund on Twitter. This relentless push from @Ethosreview forced StanbicIBTC hands to order a charge back. Once again thank you.