Opay is my trusted online bank. I've been using the app since 2021. I do all my daily transactions with it and they deliver fast to any bank. I don't get charged at least in my first 3 transactions.
I do get interest in my savings and if I want to save some money for a project, I enjoy using it. Last year December I got 20k plus in my Owealth savings. Christmas was dope
Every week too, I dey get voucher for free airtime 😋
I've not had any reason to use their customer service yet, but I heard they are fast.