Fairmoney seems to be the best loan app I have ever used. I took a loan of #100,000 since 2023 which was supposed to pay up in 2024. But due to some financial crisis I had, I stopped paying after paying for the first 4months. One of their customer representative called me and asked me why I have not been paying my debt. I explained things to her and she encouraged me to be paying little by little without any harassment. I am still paying the loan till now. I got a message from BFree two days ago to remind of my balance and that I should pay it up. They have been lenient with me. Thanks to them for their patient.